10 Hidden Home Maintenance Tasks That Could Save You Thousands

As a homeowner, you’re likely diligent about the basics—mowing the lawn, touching up paint, and cleaning regularly. But what about the critical home maintenance tasks you don’t see every day?

Research shows that home maintenance frequently takes a backseat, even with the best intentions. In fact, a recent survey found that 60% of homeowners have postponed necessary maintenance or repairs, while 40% admit to paying for a major home repair that could have been avoided with better upkeep.1 

Still, it’s not just about avoiding costly emergencies—it’s also about maximizing the return on your biggest investment. According to research by Thumbtack, homeowners who do put in the extra care are rewarded: Well-maintained homes sell for an average of 10% more.2 

Let’s explore 10 often overlooked home maintenance tasks and how they can save you thousands in long-term costs.

 

1. Gutter Cleaning: Your First Line of Protection

Clogged gutters can cause water to overflow and seep into your home’s foundation, attic, or siding. Left unchecked, this can lead to foundation damage, rot, and even flooding.

The real cost of neglect: While professional gutter cleaning averages $212, it’s far less than the potential repair bills.3 The average cost to repair a flooded basement, for example, is a whopping $43,000 according to the Government of Canada.4

Your action plan:

  • Clean gutters at least twice annually—in spring and fall.
  • Use a gutter scoop or hose to remove debris.
  • Consider investing in gutter guards to reduce future clogs.


This small task prevents major structural damage and prolongs the life of your home’s exterior.

 

2. HVAC Filter Replacement: Small Task, Major Impact

A dirty HVAC filter reduces airflow, causes your system to work harder, and increases energy use. It can also lead to health concerns from trapped contaminants circulating in your home’s air.

The hidden costs: Natural Resources Canada confirms that routine maintenance, including replacing clogged filters, can reduce energy consumption by 10-20%.5 Neglected maintenance, on the other hand, can lead to higher utility bills and costly repairs.

Your maintenance routine:

  • Replace filters every 1–3 months, depending on filter type, usage, and the number of pets in your home.
  • Opt for MERV 8–13 filters for efficiency and air quality balance.
  • Schedule annual professional servicing (around $100-$250) to catch hidden issues early.6


This simple task protects both your monthly utility bills and your HVAC system’s lifespan.

 

3. Water Heater Flushing: Preventing Sediment Buildup

Over time, sediment accumulates in your water heater tank, reducing efficiency and shortening the unit’s lifespan. Left unchecked, this buildup can cause leaks or complete tank failure.

The financial reality:  Regular flushing prevents early replacement and may be required to maintain your water heater’s warranty. You can do it yourself or hire a professional.7

Your annual process:

  • Turn off power and water supply to the unit
  • Attach a hose to the drain valve and empty the tank completely
  • Check your anode rod; it may need to be replaced every 3–5 years.


This simple routine extends your water heater’s life and preserves energy efficiency.

 

4. Dryer Vent Cleaning: A Critical Safety Task

Lint-clogged dryer vents aren’t just an efficiency problem—they’re a common cause of house fires in Canada.8 They also force your dryer to work harder and longer for each load.

The cost factor: Professional cleaning averages $100-$200 nationally, while fire-related damage can run into the tens of thousands.9

Your safety protocol:

  • Clean dryer vents every six months using a brush kit, or call in a professional.
  • Replace plastic ducts with rigid metal ones, which resist lint clogs.
  • Monitor drying times—longer than usual may signal a blockage.


This potentially life-saving task improves both safety and appliance efficiency.

 

5. Refrigerator Coil Cleaning: The 35% Energy Drain

Your refrigerator’s coils help expel heat. When coated in dust, they force the compressor to work harder, increasing energy bills and shortening appliance lifespan.

 

The efficiency impact: Dirty coils can increase energy use by up to 35% and, over time, can lead to costly repairs or replacement.10

Your simple solution:

  • Check your manufacturer’s guidelines; many recommend cleaning every six months.
  • Locate coils behind or at the bottom of the unit and use a vacuum or coil brush to remove dust and debris.
  • Keep condenser fan areas unobstructed.


This $0 DIY task can trim your electricity bill—and prevent early breakdown.

 

6. Garage Door Lubrication: Prevents Costly Repairs

A squeaky garage door means friction—and friction leads to wear on moving parts, costly spring damage, and failed openers.

The mechanical reality:  A new garage door can cost around $2000, while a can of lubricant only costs about $10.11

Your annual routine:

  • Check the manufacturer’s guidelines to choose the right lubricant for your garage door.
  • Prioritize safety: Ensure the door is fully closed and cut the electricity.
  • Check for any signs of damage before proceeding, and call in a pro if needed.12


This simple task eliminates squeaks and avoids expensive repairs.

 

7. Sump Pump Testing: Your Basement’s Guardian

Your sump pump quietly protects your basement from water damage—but it needs testing to ensure it works when you need it most.

The flood prevention factor: Sump pump failure during a storm can result in tens of thousands of dollars in cleanup costs.4

Your quarterly test:

  • Pour water into the pit to ensure the float triggers the pump.
  • Confirm pump and drainage are working correctly.
  • Clean the inlet screen once per year to avoid clogs.


This 10-minute check gives peace of mind and avoids major flood damage.

 

8. Chimney Cleaning: Preventing House Fires

Creosote buildup in chimneys is a common cause of Canadian house fires in the fall and spring.13

The fire prevention imperative: Professional cleaning can cost a few hundred dollars, but it’s crucial for anyone burning wood. The cost of ignoring this task includes chimney repairs and fire damage that can devastate homes.14

Your annual safety check:

  • Hire professionals for a thorough inspection and sweeping.
  • Use only seasoned wood to reduce creosote buildup.
  • Install a chimney cap to block debris and critters.


Professional chimney maintenance is a non-negotiable safety investment.

 

9. Roof Inspection: Protecting Your Shelter

Missing shingles, damaged flashing, or small leaks can quickly escalate into structural damage and mould problems if left unaddressed. Canada’s harsh weather conditions make regular roof inspections particularly crucial.

The structural stakes: Roof inspections can cost a few hundred dollars, while full replacements typically cost $4-$7 per square foot for an asphalt shingle roof.15

Your inspection process:

  • Twice per year, perform a DIY inspection for missing shingles, cracked flashing, and sagging areas.
  • Check your attic for stains or leaks after rainfall.
  • Consider a professional inspection every 1-2 years, depending on your risk factors.16


Early intervention prevents thousands in repairs and helps retain resale value.

 

10. Water Pressure Monitoring: Protecting Your Plumbing

Many homeowners never check their home’s water pressure, but levels above 80 psi can damage pipes, appliances, and fixtures throughout your home, leading to premature failures and leaks.

The pressure problem: Water pressure that’s too high can damage your pipes and lead to expensive repairs or flooding. Pressure that’s too low can impact the performance of your faucets and appliances.17

Your annual check:

  • Use a water pressure gauge connected to an outdoor faucet.
  • Ideal pressure: 40-60 psi. Install a regulator if it runs high.
  • Monitor for sudden changes that could signal a plumbing issue.17


This small check helps you avoid hidden damage to your entire plumbing system.

 

Creating Your Home Maintenance Schedule

Rather than reacting to emergencies, create a proactive plan. Here’s a maintenance chart that puts it all in one place:
Maintenance Taks and Frequency Chart


BOTTOM LINE

Proactive home maintenance isn’t optional—it’s essential. The ten tasks above are often overlooked, but they’re critical to preserving your home’s safety, energy efficiency, and resale value.

Ultimately, your home is an investment. Consistent upkeep helps you avoid emergencies, save on utilities, and protect your equity for the long term.

Ready to create a tailored maintenance plan for your home? I can connect you with trusted local service pros and show you how proactive upkeep contributes to your home’s market value. Let’s talk about keeping your home in peak condition—and protecting one of your most valuable investments.

 

Sources

  1. Finance Buzz –
    https://financebuzz.com/homeowner-maintenance-repairs-survey
  2. Thumbtack –
    https://blog.thumbtack.com/investing-in-home-maintenance-pays-off-yet-the-majority-of-homeowners-are-under-budgeting-84426995b6c5
  3. Bark –
    https://www.bark.com/en/ca/gutter-cleaning-repairs/gutter-cleaning-cost/
  4. Government of Canada –
    https://www.canada.ca/en/campaign/flood-ready/know-the-risks/cost-floods.html
  5. Natural Resources Canada –
    https://natural-resources.canada.ca/energy-efficiency/energy-star/energy-efficiency-reference-guide-compressed-air#
  6. FurnacePrices.ca
    https://www.furnaceprices.ca/posts/annual-hvac-maintenance/
  7. Home Depot –
    https://www.homedepot.com/c/ah/how-to-flush-a-water-heater/9ba683603be9fa5395fab901d7efffcd
  8. CBC –
    https://www.cbc.ca/news/canada/nova-scotia/fire-hazard-clothes-dryer-1.4400429
  9. 1CleanAir –
    https://1cleanair.ca/duct-cleaning/dryer-vent-cleaning/cost-canada/
  10. U.S. Department of Energy –
    https://www.energy.gov/energysaver/purchasing-and-maintaining-refrigerators-and-freezers
  11. NerdWallet –
    https://www.nerdwallet.com/ca/mortgages/garage-door-replacement-cost-in-canada
  12. Lowes –
    https://www.lowes.com/n/how-to/how-to-lubricate-garage-door
  13. Firefighting in Canada –
    https://www.firefightingincanada.com/trainers-corner-tactics-and-tips-for-chimney-fires/
  14. Government of Canada –
    https://publications.gc.ca/site/archivee-archived.html?url=https://publications.gc.ca/collections/Collection/M144-93-1-2005E.pdf
  15. NerdWallet –
    https://www.nerdwallet.com/ca/mortgages/roof-replacement-cost-in-canada
  16. Angi –
    https://www.angi.com/articles/how-much-does-roof-inspection-cost.htm
  17. The Spruce –
    https://www.thespruce.com/testing-water-pressure-in-your-home-2718692

Real Estate Market Update: What Mid-Year Indicators Mean for Your Next Move

July 1st isn’t just Canada Day—it also serves as a pivotal checkpoint for assessing how 2025 has unfolded so far and what’s coming in the months ahead.

Canada’s real estate market continues to be shaped by economic uncertainty, fluctuating interest rates, and global trade tensions. However, a recent rise in existing home sales suggests a more positive shift may be underway.1

Whether you’re considering buying a home, selling, or simply evaluating your next steps, understanding today’s market is essential for success. In this market update, we examine four key factors influencing today’s housing market and provide actionable strategies to navigating these evolving conditions.

 

MARKET REMAINS SUBDUED, BUT THERE ARE EARLY SIGNS OF RECOVERY

After declining in the first part of the year—primarily due to market uncertainty and an ongoing trade dispute with the U.S.—Canadian home sales rose 3.6% between April and May, marking the first monthly gain in national activity since November 2024, according to the Canadian Real Estate Association (CREA).2,3 This subtle but significant uptick was largely driven by increased sales in Toronto, Calgary, and Ottawa.3

“May 2025 not only saw home sales move higher at the national level for the first time in more than six months, but prices at the national level also stopped falling,” said CREA Senior Economist Shaun Cathcart. “It’s only one month of data … but there is a sense that maybe the expected turnaround in housing activity this year was just delayed for a few months by the initial tariff chaos and uncertainty.”3

 


What it means for you:
  While it’s too early to declare a full rebound, this shift could signal renewed momentum heading into the summer and fall. Buyers may want to act before prices begin to climb again, while sellers should be prepared for a potentially more competitive market in the months ahead. We can help you assess the right time to make a move.

 

FIXED MORTGAGE RATES OFFER SOME STABILITY

Heading into the second half of 2025, mortgage rates remain top-of-mind for many Canadians. A growing number are opting for fixed-rate mortgages over variable options, not because they’re dramatically cheaper—but because they offer predictability during an uncertain time.4

“We all hoped that rates would be a lot lower by now, but with Trump in office there’s just too much uncertainty,” notes Victor Tran, a mortgage and real estate expert with RATESDOTCA. “People don’t want to deal with that, and going for a fixed rate could be a safer bet.”4

Economists’ predictions are mixed as to whether the Bank of Canada will cut its overnight rate again before the end of the year. Persistent inflation, along with trade-related economic risks, may continue to limit the scope and speed of any reductions.5

What it means for you:  For buyers or homeowners considering refinancing, now is a critical time to speak with a mortgage advisor. Understanding your borrowing power and options can help you act with confidence. We’d be happy to refer you to a trusted mortgage professional in our network.

 

A RETURN TO BALANCED INVENTORY IN SOME AREAS

After several years of tight inventory conditions, Canada is slowly seeing a more robust supply of homes hit the market—though the story varies by region. There were 201,880 properties listed for sale in May, a 13.2% year-over-year increase, though still about 5% below the long-term average.3

With a national inventory of 4.9 months, Canada’s real estate market is currently balanced. This means there’s no strong tilt toward either buyers or sellers nationally, but significant regional differences remain.3 

“If you’re looking to buy or sell a property heading into the second half 2025, you’ll need to understand how national trends are or are not playing out locally, so contact a REALTOR® in your area today,” advises CREA Chair Valérie Paquin.3

What it means for you:  Whether you’re house hunting or planning to list your home, local market conditions matter more than ever. Having a knowledgeable agent by your side can help you understand supply and demand in your area—and strategize accordingly. 

For buyers, we can help identify hidden gems and guide strong offers. For sellers, we can develop marketing strategies to move your home efficiently, even in a competitive landscape.

 

HOME PRICES PAUSE—BUT NOT ACROSS THE BOARD

Home prices nationally stabilized in May, with the MLS® Home Price Index down just 0.2% month-over-month—a notable slowdown after three consecutive months of 1% declines. However, prices are still down 3.5% from May 2024, and the national average sale price of $691,299 reflects a 1.8% year-over-year dip.3

However, the story differs among regions. According to the Royal Bank of Canada, high-priced markets like Southern Ontario and parts of British Columbia remain especially soft.6 

Elsewhere in the country, price trends appear more stable. Prairie cities such as Edmonton, Saskatoon, and Regina, along with markets in Quebec and Atlantic Canada like Quebec City and St. John’s, have held up relatively well. While not entirely insulated from broader economic uncertainty, these areas have thus far avoided the steeper price corrections seen in the most expensive regions.6

What it means for you:  If you’re a buyer with flexibility around property type and location, this shifting market could present valuable opportunities—particularly in areas seeing price corrections. 

For sellers, understanding local supply and demand is essential, and a tailored strategy may be needed to stand out. We’re here to help you make sense of the data and navigate these conditions with confidence.

 

LET’S MAKE YOUR NEXT MOVE A SMART ONE

While national housing reports can give you a “big picture” outlook, much of real estate is local. And as local market experts, we know what’s likely to impact sales and drive home values in your particular neighbourhood. 

For buyers, this could be the most favourable environment in years. For sellers, the right strategy, price, and timing are more important than ever. And for homeowners, understanding your property’s value in a shifting market can help with decisions about refinancing, renovating, or investing.

The best decision is an informed one, and that’s where a trusted real estate professional comes in. We have the local insight, negotiation skills, and market knowledge to help you succeed—whether you’re buying your first home, selling your third, or simply weighing your next move. Reach out today to start a conversation about your goals and how the current market can work for you.

 


The above references an opinion and is for informational purposes only.  It is not intended to be financial, legal, or tax advice. Consult the appropriate professionals for advice regarding your individual needs.

 

Sources:

  1. RBC Economics –
    https://www.rbc.com/en/thought-leadership/economics/canadianhousing/monthly-housing-market-update/canadas-housing-market-finds-a-footing-in-may/
  2. Global News –
    https://globalnews.ca/news/11181839/canada-home-sales-april/
  3. Canadian Real Estate Association –
    https://stats.crea.ca/en-CA/
  4. Canadian Mortgage Professional –
    https://www.mpamag.com/ca/mortgage-industry/industry-trends/dont-expect-canadian-mortgage-rates-to-see-a-big-decline-anytime-soon/537204
  5. Yahoo! Finance –
    https://ca.finance.yahoo.com/news/what-will-the-bank-of-canada-do-next-economists-forecasts-are-all-over-the-place-155451996.html
  6. Royal Bank of Canada –
    https://www.rbc.com/en/thought-leadership/economics/canadianhousing/special-housing-reports/early-signs-of-renewed-housing-market-confidence-emerge-in-canada/

News You Can Use: Ottawa’s MLS® Market Making Headway

“Ottawa’s market is making headway on a long road back from the slowdown experienced in 2023,” says OREB Past-President Curtis Fillier. “Buyers have been slow to come back to the market while watching the interest rates lower, and some are waiting to see how new mortgage rules — the extended amortization period and the increased default insurance cap — coming into effect in December may redefine their purchasing power. Sellers have noticed that caution and those who can are likely holding on for a more active spring.”

Ottawa Real Estate Market Making Headway conclusion drawn from this statistic below:

On a year-to-date basis, home sales totaled 12,882 units in November 2024 — an increase of 11.8% from the same period in 2023.

However

“There are typical slowdowns at this time of the year as people’s attentions turn to the holidays, and the snow starts to cover a property’s selling features,” says Fillier. “With prices holding steady and open houses getting traffic, though, people are keeping a close eye on opportunities.”

 

Graham Webb Ottawa On Oreb Sl 1080 Oct 24 1024x1024

The number of homes sold through the MLS® System of the Ottawa Real Estate Board (OREB) totaled 1,059 units in November 2024 — a slight dip down from the 1,179 units sold the month previous.  Home sales were 3.1% below the five-year average and 0.5% below the 10-year average for the month of November.

 

 

Graham Webb Ottawa On Oreb Nl 1080 Oct 24 1024x1024

Active residential listings numbered 4,036 units on the market at the end of November 2024, a gain of 38.2% from November 2023.  Active listings were 72.8% above the five-year average and 44.3% above the 10-year average for the month of November.

 

 

Graham Webb Ottawa On Oreb Moi 1080 Oct. 24 1024x1024

Months of inventory numbered 3.8 at the end of November 2024, compared to 4.0 in November 2023. The number of months of inventory is the number of months it would take to sell current inventories at the current rate of sales activity.

 

 

OREB cautions that the average sale price can be useful in establishing trends over time but should not be used as an indicator that specific properties have increased or decreased in value. The calculation of the average sale price is based on the total dollar volume of all properties sold. Prices will vary from neighbourhood to neighbourhood.

Source:

Ottawa Real Estate Board Members Newsletter – https://www.oreb.ca/newsroom/ottawas-mls-market-making-headway